3/11/2009

Safest 2009 Cars On Earth

This is a list of the safest 2009 cars. All cars on the list earned the National Highway Traffic Safety Administration’s highest crash-test ratings of five stars (though the SUVs earned only four stars for rollover resistance). The highest rating for the Insurance Institute for Highway Safety is "good" and these cars also earned triple "good" ratings in front-, side- and rear-impact testing. These are the top fifteen:

1. 2009 Mercedes-Benz M Class
2. 2009 Audi Q7
3. 2009 Acura MDX
4. 2009 Volvo XC90
5. 2009 Acura RDX
6. 2009 Subaru Tribeca
7. 2009 Honda Pilot
8. 2009 Ford Taurus X
9. 2009 Volkswagen Tiguan
10. 2009 Saturn Vue
11. 2009 Mitsubishi Outlander
12. 2009 Subaru Forester
13. 2009 Acura RL
14. 2009 Acura TSX
15. 2009 Honda Odyssey

Keep this list in mind the next time you shop around for a new car. Remember, safety first.

Courtesy of Forbes.com

3/03/2009

Lawyers And Auto Insurance Claims

When you have an car accident, you should call your insurance carrier immediately and begin filling a claim. After that, a claim adjuster will contact you in order to determine the types of coverage you have, deductibles, and any coverage limits. For easy claims, you may get an estimate for repairs and send it to the adjuster, and he or she will send you a check. For complicated claims, there should be a longer negotiation process. Adjusters may do some investigations in order to assess the insurance company's liability; Then he or she will send you a settlement offer. You can agree or disagree with this offer. If you disagree, you may get a lawyer to advice you; because there are time periods you must have in consideration. You may lose the right to sue in court to get your recovery. Each state has a specific time limit for lawsuits.
As you can see, It is better to have a lawyer to advice you. By doing this you will be well informed about your choices, so that you can choose the best course of action. Also you will feel better knowing that a professional is helping you.
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