When you have an car accident, you should call your insurance carrier immediately and begin filling a claim. After that, a claim adjuster will contact you in order to determine the types of coverage you have, deductibles, and any coverage limits. For easy claims, you may get an estimate for repairs and send it to the adjuster, and he or she will send you a check. For complicated claims, there should be a longer negotiation process. Adjusters may do some investigations in order to assess the insurance company's liability; Then he or she will send you a settlement offer. You can agree or disagree with this offer. If you disagree, you may get a lawyer to advice you; because there are time periods you must have in consideration. You may lose the right to sue in court to get your recovery. Each state has a specific time limit for lawsuits.
As you can see, It is better to have a lawyer to advice you. By doing this you will be well informed about your choices, so that you can choose the best course of action. Also you will feel better knowing that a professional is helping you.
3/03/2009
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