3/11/2009

Safest 2009 Cars On Earth

This is a list of the safest 2009 cars. All cars on the list earned the National Highway Traffic Safety Administration’s highest crash-test ratings of five stars (though the SUVs earned only four stars for rollover resistance). The highest rating for the Insurance Institute for Highway Safety is "good" and these cars also earned triple "good" ratings in front-, side- and rear-impact testing. These are the top fifteen:

1. 2009 Mercedes-Benz M Class
2. 2009 Audi Q7
3. 2009 Acura MDX
4. 2009 Volvo XC90
5. 2009 Acura RDX
6. 2009 Subaru Tribeca
7. 2009 Honda Pilot
8. 2009 Ford Taurus X
9. 2009 Volkswagen Tiguan
10. 2009 Saturn Vue
11. 2009 Mitsubishi Outlander
12. 2009 Subaru Forester
13. 2009 Acura RL
14. 2009 Acura TSX
15. 2009 Honda Odyssey

Keep this list in mind the next time you shop around for a new car. Remember, safety first.

Courtesy of Forbes.com

3/03/2009

Lawyers And Auto Insurance Claims

When you have an car accident, you should call your insurance carrier immediately and begin filling a claim. After that, a claim adjuster will contact you in order to determine the types of coverage you have, deductibles, and any coverage limits. For easy claims, you may get an estimate for repairs and send it to the adjuster, and he or she will send you a check. For complicated claims, there should be a longer negotiation process. Adjusters may do some investigations in order to assess the insurance company's liability; Then he or she will send you a settlement offer. You can agree or disagree with this offer. If you disagree, you may get a lawyer to advice you; because there are time periods you must have in consideration. You may lose the right to sue in court to get your recovery. Each state has a specific time limit for lawsuits.
As you can see, It is better to have a lawyer to advice you. By doing this you will be well informed about your choices, so that you can choose the best course of action. Also you will feel better knowing that a professional is helping you.

2/09/2009

Car Insurance

Remember that it is important to have a car insurance; It is required by law. This is a very good idea because accidents can happen anyway. When getting an insurance, you should know the minimum insurance level for your car; By doing this you can avoid getting in trouble when you are pulled over. You can find this information at several places, like an insurance agency, insurance company, the local police department, and you local department of motor vehicles. Fortunately, most states require bodily injury liability insurance, which is a good idea because it pays for injury to others. They also require personal injury protection insurance, and property damage liability insurance.
Used car owners can get better deals on their insurances by playing around with comprehensive and collision coverage levels. Keep this in mind when you work with your insurance agent. In general, new car owners will have to pay more for their car insurances than used car owners.
There is a number of good insurance companies that you can contact. Here are a few of them:
State Farm
Geico
Allstate
AAA Insurance.

Don´t forget to always drive safely.

2/05/2009

Brakes

Brakes are very important in a Car. Before a big trip, you should always check your brake fluid. There are several types of brakes in a car:

Disk Brake

Drum Brake

ABS Antilock Brake

All these type of brakes work well. Car manufacturers install a specific type of brake depending on the characteristics of the car; For a faster car you need a better brake.


Image is courtesy of "How Stuff Works"

Image is a Courtesy of www.aa1car.com

Image is couetesy of www.aa1car.com









Airbags

Airbags.- Airbags became standard approximately since
the year 2000. They became very popular since then. Most of them are installed to protect the passengers in the front sit; But also there are some that are installed on the sides of the car. These later ones are relatively new. Most of cars manufactured before the year 2000 did not come with airbags as a standard safety feature.

Image courtesy of www.jeep.com

Seat belts

Seat belts.- With the new cars you don’t have a big problem.
Most new cars comes well equipped with seat belts for the front sit, and back sit. Unfortunately most people don’t use the back sit seat belts. All the seat belts are important in a car. If you don’t use them , you can injure yourself flying through the front sits. So remember, always buckle up.
The main problem with seat belts comes with used cars. This is because most of them stop working properly. Always check for good seat belts when you buy used cars.


Image courtesy of http://www.renaultoloog.nl/

Prevention

The main idea of car safety is prevention; by doing this you keep to an absolute mínimum the chances of an accident; So that everybody is safe.
Automobile Business Directory - BTS Local